The #1 Back-office for Ambitious companies.

Zinance is #1 Finance as a service platform for fastest growing ambitious companies in world. Built of cutting edge AI and Tier A talent.

Trusted by startups backed by

Everything you need, all in one place.

Bookkeeping

Turn numbers into narratives to fuel growth.

Stay on top of your finances every single day. Zinance handles your books in real time, keeps your dashboards founder-friendly, and brings foresight into your runway, not just hindsight into your spending. No end-of-month surprises.

Daily bookkeeping

Stay on top of your numbers every day. No more waiting until month-end to know where you stand.

Interactive dashboards

Founder-friendly dashboards that keep your books clear, current, and actionable in real time.

Auto pilot mode

Bookkeeping that runs in the background, so your numbers stay accurate without extra effort.

What you get?

Clean, current, investor-ready books without the end-of-month scramble.

Accounts receivable & accounts payable management

Accounts receivable & accounts payable management

Accounts receivable & accounts payable management

Receipt tracking & standard chart of accounts

Receipt tracking & standard chart of accounts

Receipt tracking & standard chart of accounts

P&L, balance sheet & cash flow statements

P&L, balance sheet & cash flow statements

P&L, balance sheet & cash flow statements

Cash or accrual basis accounting

Cash or accrual basis accounting

Cash or accrual basis accounting

Balance sheet reconciliations & ageing reports

Balance sheet reconciliations & ageing reports

Balance sheet reconciliations & ageing reports

Inventory management (add‑on)

Inventory management (add‑on)

Inventory management (add‑on)

Fractional CFO

CFO-Level clarity

Get the insights of a seasoned CFO when you need them, without hiring one. From custom models to board-ready dashboards, Zinance gives you the strategic clarity to fundraise, expand, or simply sleep better at night.

Custom financial models

Models built for your growth strategy, investor needs, and the realities of your unit economics.

Industry-Specific KPI Dashboards

Dashboards designed for your sector—see the metrics that matter at your stage.

Budgeting & forecasting

Plan with clarity. Forecast cash, expenses, and runway so you’re never caught off guard.

TAXES & COMPLIANCE

Stay compliant.
Save more. Stress less.

Zinance handles your entire tax lifecycle filings, audits, planning, and credits with precision and foresight. No last-minute stress. No overlooked savings. Just year-round confidence that you’re compliant, optimized, and in control.

How we help you save on taxes year-round

Proactive planning to minimize your tax burden beyond just filing season.

Annual tax strategy sessions to cut your bill, not just process paperwork

Annual tax strategy sessions to cut your bill, not just process paperwork

Annual tax strategy sessions to cut your bill, not just process paperwork

Credits and deductions identified before you miss them

Credits and deductions identified before you miss them

Credits and deductions identified before you miss them

Year-end planning aligned with investor and lender expectations

Year-end planning aligned with investor and lender expectations

Year-end planning aligned with investor and lender expectations

No last-minute stress, your filings are always ahead of schedule

No last-minute stress, your filings are always ahead of schedule

No last-minute stress, your filings are always ahead of schedule

What’s included in every plan

Stay compliant and audit-ready without extra effort. Every plan gives you the essentials to protect your business.

Federal and state filings handled on time, no missed deadlines

Federal and state filings handled on time, no missed deadlines

Federal and state filings handled on time, no missed deadlines

Extensions managed so you never face penalties

Extensions managed so you never face penalties

Extensions managed so you never face penalties

Year-end reports prepared for investors and lenders

Year-end reports prepared for investors and lenders

Year-end reports prepared for investors and lenders

All seamlessly bundled into your bookkeeping plan

All seamlessly bundled into your bookkeeping plan

All seamlessly bundled into your bookkeeping plan

Add-on filings for complex needs

Growing globally or across states? We simplify the toughest filings so you can scale with confidence.

Stay compliant with foreign subsidiaries and shareholders

Stay compliant with foreign subsidiaries and shareholders

Stay compliant with foreign subsidiaries and shareholders

File across multiple states without drowning in paperwork

File across multiple states without drowning in paperwork

File across multiple states without drowning in paperwork

Accurate FBAR and FinCEN reporting for protection

Accurate FBAR and FinCEN reporting for protection

Accurate FBAR and FinCEN reporting for protection

Cover your personal returns while building your company

Cover your personal returns while building your company

Cover your personal returns while building your company

R&D credits. Claimed with confidence

Turn innovation into capital. We help you unlock up to $500,000 annually in R&D credits money you can reinvest in growth.

End-to-end support, from identifying eligible expenses to filing your claim

End-to-end support, from identifying eligible expenses to filing your claim

End-to-end support, from identifying eligible expenses to filing your claim

Confidence your claim will stand up to audit

Confidence your claim will stand up to audit

Confidence your claim will stand up to audit

More cash in your runway, less time lost to forms

More cash in your runway, less time lost to forms

More cash in your runway, less time lost to forms

A/R & A/P

Invoicing, payments and everything between A/R & A/P

We handle your full cash flow cycle from sending invoices to tracking vendor payments so your books stay clean and your operations frictionless.

Accounts Receivable (AR)

Turn invoices into predictable cash flow. We make sure you get paid on time, every time without chasing clients or drowning in spreadsheets.

Invoice creation & delivery (automated + accurate)

Invoice creation & delivery (automated + accurate)

Invoice creation & delivery (automated + accurate)

Payment reminders & follow-ups

Payment reminders & follow-ups

Payment reminders & follow-ups

Cash application & reconciliation

Cash application & reconciliation

Cash application & reconciliation

Customer credit tracking

Customer credit tracking

Customer credit tracking

AR aging reports

AR aging reports

AR aging reports

Accounts Payable (AP)

Pay vendors without the paperwork headaches. From approvals to scheduling, we streamline your outflows so you keep great supplier relationships and full control of your cash.

Vendor invoice capture & approvals

Vendor invoice capture & approvals

Vendor invoice capture & approvals

Bill payments & scheduling

Bill payments & scheduling

Bill payments & scheduling

Vendor management & W-9 collection

Vendor management & W-9 collection

Vendor management & W-9 collection

Expense categorization & reporting

Expense categorization & reporting

Expense categorization & reporting

AP aging reports

AP aging reports

AP aging reports

Payroll

People ops without the headache

We handle your full cash flow cycle from sending invoices to tracking vendor payments so your books stay clean and your operations frictionless.

Our Payroll Services

We provide end-to-end payroll solutions for startups and mid-market companies:

Salaries, hourly wages, commissions, bonuses

Payroll Processing

Salaries, hourly wages, commissions, bonuses

Payroll Processing

Salaries, hourly wages, commissions, bonuses

Payroll Processing

U.S. and international freelancers

Contractor Payments

U.S. and international freelancers

Contractor Payments

U.S. and international freelancers

Contractor Payments

Federal, state, and local payroll tax submissions

Tax Filing & Reporting

Federal, state, and local payroll tax submissions

Tax Filing & Reporting

Federal, state, and local payroll tax submissions

Tax Filing & Reporting

Health, retirement, and other deductions

Benefits Administration

Health, retirement, and other deductions

Benefits Administration

Health, retirement, and other deductions

Benefits Administration

ISOs, NSOs, RSUs, and other stock option events

Equity Payroll Support

ISOs, NSOs, RSUs, and other stock option events

Equity Payroll Support

ISOs, NSOs, RSUs, and other stock option events

Equity Payroll Support

Support that scales with you.

You’re never just handed a dashboard and left to figure it out. Zinance pairs you with real people responsive, proactive, and deeply embedded in your success.

Dedicated onboarding & fast setup

Dedicated onboarding & fast setup

Dedicated onboarding & fast setup

Proactive alerts when issues arise

Proactive alerts when issues arise

Proactive alerts when issues arise

Slack & email support with fast turnaround

Slack & email support with fast turnaround

Slack & email support with fast turnaround

Guidance on best practices and tools

Guidance on best practices and tools

Guidance on best practices and tools

Flexible check-ins that work around you

Flexible check-ins that work around you

Flexible check-ins that work around you

Get Started

Get Started

Get Started

Comprises experts from top-tier firms.

Plug into your stack.

Zinance integrates with over 50 tools from banks to billing platforms keeping everything in sync without changing a thing in your workflow. Real-time, accurate, effortless.

Setup in minutes, not days

Setup in minutes, not days

Setup in minutes, not days

50+ prebuilt integrations

50+ prebuilt integrations

50+ prebuilt integrations

Live sync across your stack

Live sync across your stack

Live sync across your stack

Enterprise-grade API security

Enterprise-grade API security

Enterprise-grade API security

Get Started

Get Started

Get Started

Accounting & ERP

Banking & Payments

Payroll & Equity

50+ more
Integrations

Accounting & ERP

Banking & Payments

Payroll & Equity

50+ more
Integrations

Accounting & ERP

Banking & Payments

Payroll & Equity

50+ more
Integrations

Dashboards that keep you in control.

Create your own dashboard (New)

Create your own dashboard (New)

Create your own dashboard (New)

Financial KPIs YoY Comparison

Financial KPIs YoY Comparison

Financial KPIs YoY Comparison

Cash Dashboard

Cash Dashboard

Cash Dashboard

Industry Specific Insight

Industry Specific Insight

Industry Specific Insight

Vendors Dashboard

Vendors Dashboard

Vendors Dashboard

CAC:LTV

CAC:LTV

CAC:LTV

Customer Acquisition report

Customer Acquisition report

Customer Acquisition report

Vendor and Customer Details

Vendor and Customer Details

Vendor and Customer Details

Intercompany Reconciliation

Intercompany Reconciliation

Intercompany Reconciliation

Profit & Loss Dashboard

Profit & Loss Dashboard

Profit & Loss Dashboard

Why founders trust Zinance

This is exactly the bookkeeper we needed for our startup. Having the Zinance Team is basically like getting a part time CFO and I always have the reports my VCs need ready to go.

Mike Bell

CTO, Scheduler AI

We helped them to spot burn trends early and course-correct fast, helped them extend thair runway by 6 months.

This is exactly the bookkeeper we needed for our startup. Having the Zinance Team is basically like getting a part time CFO and I always have the reports my VCs need ready to go.

Mike Bell

CTO, Scheduler AI

We helped them to spot burn trends early and course-correct fast, helped them extend thair runway by 6 months.

This is exactly the bookkeeper we needed for our startup. Having the Zinance Team is basically like getting a part time CFO and I always have the reports my VCs need ready to go.

Mike Bell

CTO, Scheduler AI

We helped them to spot burn trends early and course-correct fast, helped them extend thair runway by 6 months.

Ready to take
control of your finances?

Join 150+ founders who use Zinance to move faster, make smarter decisions, and extend their runway, without the back-office bloat.

Wework, 415 Mission St, San Francisco, CA 94105, United States

© 2025 Zinance. All rights reserved.

Ready to take
control of your finances?

Join 150+ founders who use Zinance to move faster, make smarter decisions, and extend their runway, without the back-office bloat.

Wework, 415 Mission St, San Francisco, CA 94105, United States

© 2025 Zinance. All rights reserved.

Ready to take
control of your finances?

Join 150+ founders who use Zinance to move faster, make smarter decisions, and extend their runway, without the back-office bloat.

Wework, 415 Mission St, San Francisco, CA 94105, United States

© 2025 Zinance. All rights reserved.