Real-time finance for brands that move fast.

Scale your e-commerce business with automated bookkeeping, clean inventory-aware accounting, and live cashflow visibility — all without spreadsheets, delays, or end-of-month chaos.

Core Differentiators

Where manual e-commerce finance falls short

How Zinance fixes your multi-channel financial chaos

Pain Points

Sales data lives in disconnected channels

Sales data lives in disconnected channels

Inventory changes break financial accuracy

Inventory changes break financial accuracy

Payouts from marketplaces create cashflow blind spots

Payouts from marketplaces create cashflow blind spots

High-volume transactions make reconciliation a nightmare

High-volume transactions make reconciliation a nightmare

Ad spend and CAC aren’t tied to real profitability

Ad spend and CAC aren’t tied to real profitability

Zinance Solution

Unified revenue layer across every channel

Unified revenue layer across every channel

Inventory-aware accounting that stays in sync

Inventory-aware accounting that stays in sync

Automated marketplace payout reconciliation

Automated marketplace payout reconciliation

High-volume transaction processing with zero manual work

High-volume transaction processing with zero manual work

True profitability insights across products & channels

True profitability insights across products & channels

E-COMMERCE PAYMENTS

Turn every order into clean, reconciled revenue.

Zinance unifies orders, payments, fees, refunds, and payouts across all your sales channels. No gaps, no mismatches — just real-time financial accuracy from checkout to bank.

Real-time reconciliation of orders, payments, and payouts

Real-time reconciliation of orders, payments, and payouts

Real-time reconciliation of orders, payments, and payouts

Automatic fee, tax, and refund matching across gateways

Automatic fee, tax, and refund matching across gateways

Automatic fee, tax, and refund matching across gateways

Unified view of Shopify, Stripe, PayPal, and marketplaces

Unified view of Shopify, Stripe, PayPal, and marketplaces

Unified view of Shopify, Stripe, PayPal, and marketplaces

Clean revenue data ready for accounting and reporting

Clean revenue data ready for accounting and reporting

Clean revenue data ready for accounting and reporting

E-COMMERCE OPERATIONS

Stop cash-flow chaos keep your store running smoothly.

No matter how many channels you sell on, Zinance unifies your payouts, fees, inventory costs, and operational workflows — keeping your cash flow predictable and your finances audit-ready.

Payout delays across channels

When revenue is split between Shopify, Amazon, Stripe, and PayPal, cash flow becomes unpredictable. Zinance centralizes all payouts in real time so you always know what’s actually available to spend.

Fees, refunds, and chargebacks breaking visibility

Marketplace fees, returns, and dispute costs constantly change your margins. Zinance tracks every adjustment automatically, giving you accurate profitability without manual cleanup.

Inventory costs that break forecasting

Inventory spend fluctuates across suppliers, shipping lanes, and promotions — making future demand hard to predict. Zinance connects real-time COGS and sales data so your forecasts stay accurate, not reactive.

Manual reporting slowing your operational decisions

Pulling spreadsheets from multiple platforms kills speed. Zinance automates reporting for revenue, fees, inventory, and cash flow — letting your team move fast without financial bottlenecks.

Inventory & Cash Flow Sync

Know what’s selling, what’s in stock, and what’s coming next.

Zinance syncs your inventory, order activity, and marketplace payouts — giving you complete visibility into cash flow and product performance without spreadsheets.

Automated sync between inventory, orders, and payouts

Automated sync between inventory, orders, and payouts

Automated sync between inventory, orders, and payouts

Instant cost-of-goods (COGS) and margin insights

Instant cost-of-goods (COGS) and margin insights

Instant cost-of-goods (COGS) and margin insights

Multi-channel performance tracking (Shopify, Amazon, etc.)

Multi-channel performance tracking (Shopify, Amazon, etc.)

Multi-channel performance tracking (Shopify, Amazon, etc.)

Forecasting tools for restocks and cash flow planning

Forecasting tools for restocks and cash flow planning

Forecasting tools for restocks and cash flow planning

Everything you need, in one platform.

From contractors to compliance, Zinance covers the entire payroll stack for modern teams.

Bookkeping

Real-time bookkeeping that keeps your numbers clean and investor-ready.

Taxes

Automated filings, compliance, and forecasting built for global teams.

Research & Development

Identify and claim every eligible R&D credit with ease and accuracy.

Fractional CFO

Get strategic clarity and financial modeling without hiring full-time.

A/R & A/P

Automate invoicing, payments, and cash flow management end to end.

Payroll

Run payroll globally with accuracy, compliance, and zero manual effort.

Everything you need, in one platform.

From contractors to compliance, Zinance covers the entire payroll stack for modern teams.

Bookkeping

Real-time bookkeeping that keeps your numbers clean and investor-ready.

Taxes

Automated filings, compliance, and forecasting built for global teams.

Research & Development

Identify and claim every eligible R&D credit with ease and accuracy.

Fractional CFO

Get strategic clarity and financial modeling without hiring full-time.

A/R & A/P

Automate invoicing, payments, and cash flow management end to end.

Payroll

Run payroll globally with accuracy, compliance, and zero manual effort.

Everything you need, in one platform.

From contractors to compliance, Zinance covers the entire payroll stack for modern teams.

Bookkeping

Real-time bookkeeping that keeps your numbers clean and investor-ready.

Taxes

Automated filings, compliance, and forecasting built for global teams.

Research & Development

Identify and claim every eligible R&D credit with ease and accuracy.

Fractional CFO

Get strategic clarity and financial modeling without hiring full-time.

A/R & A/P

Automate invoicing, payments, and cash flow management end to end.

Payroll

Run payroll globally with accuracy, compliance, and zero manual effort.